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Georgia's new flat 4.99% tax rate — one of the lowest in the Southeast. See exactly what you keep after federal and GA state tax, updated for 2026.

4.99% GA Flat Rate 2026 HB 463 Update Salary & Hourly Instant Results
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Georgia Paycheck Calculator
2026 · Federal + GA 4.99%
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Georgia cut its tax rate to 4.99% for 2026
Under HB 463, Georgia accelerated its flat tax reduction to 4.99% — down from 5.49% in 2024. Standard deduction is $12,000 (single) / $24,000 (married). Rate continues dropping toward 3.99% by 2034.
Annual Gross Salary
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401(k) Pre-Tax / Period
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Health Insurance / Period
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Post-Tax Deductions
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Take-Home Biweekly
$0
$0 annual
Effective Rate
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Gross Pay
Per period
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Federal Tax
0%
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GA State Tax
4.99% flat
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Social Security
6.2%
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Medicare
1.45%
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Other Deductions
401k, health...
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Every dollar breakdown
Take-Home Federal GA State Social Security Medicare
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Georgia vs. Florida: Competitive Taxation

Georgia's 4.99% flat rate is competitive in the Southeast. On a $65,000 salary, here's how Georgia compares to Florida (no state tax) and neighboring states:

🍑 Georgia — 4.99% Flat
$50,200
Annual take-home
🌴 Florida — 0% State Tax
$51,600
Annual take-home

A Florida worker earning $65,000 keeps about $1,400 more per year than a Georgia worker. But Georgia offers Atlanta's job market, lower cost of living vs. Miami/Orlando, and strong career opportunities in tech, film, and logistics — often more than offsetting the state tax difference.

2026 Georgia Tax Summary

ItemAmount / RateNotes
State Income Tax4.99%Flat rate on all taxable income (HB 463)
Standard Deduction (Single)$12,000Reduces taxable income before 4.99% applies
Standard Deduction (Married)$24,000Filing jointly
Social Security TaxNot taxedGeorgia does not tax SS benefits
Retirement Income (Age 62+)Up to $65,000 exemptPer person; covers pension, 401k, IRA
Minimum Wage 2026$7.25/hrFollows federal minimum wage
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Frequently asked questions

QWhat is Georgia's income tax rate for 2026?
Georgia has a flat income tax rate of 4.99% for 2026, reduced from 5.49% in 2024 under House Bill 463. The rate is scheduled to continue decreasing by 0.125% annually until it reaches 3.99% by 2034, subject to state revenue conditions. Georgia's standard deduction is $12,000 for single filers and $24,000 for married filing jointly.
QWhat is the take-home pay on a $60,000 salary in Georgia?
For a single filer earning $60,000 with standard deductions and biweekly pay, estimated annual take-home is approximately $46,500 — about $1,788 per biweekly paycheck. Georgia's 4.99% flat rate combined with the $12,000 standard deduction means most middle-income workers pay an effective state rate of 4.0–4.5%.
QDoes Georgia tax Social Security income?
No. Georgia does not tax Social Security benefits. Additionally, Georgia residents age 62 and older can exclude up to $65,000 per person ($130,000 for married couples) of retirement income — including pensions, 401(k) distributions, and IRA withdrawals. This makes Georgia one of the most retirement-friendly states in the South.
QWhat is the 2026 Georgia minimum wage?
Georgia's minimum wage is $5.15 per hour at the state level, but most employers must follow the federal minimum wage of $7.25 per hour. Georgia has not independently raised its minimum wage above the federal floor. Tipped workers may qualify for a tip credit under Georgia law.
QHow is Georgia's tax compared to neighboring states?
Georgia's 4.99% flat rate is competitive: Florida and Tennessee have 0% income tax; North Carolina has 4.25%; South Carolina has a progressive rate up to 6.2%; Alabama has rates up to 5%. For Atlanta metro workers, Georgia's tax burden is offset by lower housing costs than Florida's major metros and strong job opportunities.